Welcome to
Willis Towers Watson
Together, we unlock potential
About Willis Towers Watson
    Willis Towers Watson is a leading global advisory, broking and solutions company that services clients all around the world. Our distinct, connected perspective across talent, assets and ideas unlocks potential for our clients. While many just look at mitigating the downside, we understand that a unified approach to both people and risk assist our clients achieve their corporate goals.  |     Powered by market-leading analytics and behavioral insight, our integrated teams reveal hidden value at the critical intersections of our clients’ organizations. We design and deliver solutions that manage risk, optimize benefits, cultivate talent, and expand the power of capital to protect and strengthen  institutions and individuals.  | 
Willis Towers Watson: Client focus
    - Understanding client needs
 - A global view of risk management and talent
 - Industry-specific knowledge and expertise organized into dedicated teams
 - Analytical and actuarial approaches based upon innovative tools and constantly updated databases
 
		
Willis Towers Watson:
an integrated global network
     More than 20,000 medium-sized companies   |     + 90% companies in  the French CAC 40   |     90% of the 500 largest companies in the world   | 
Gras Savoye: a market leader in France
Gras Savoye engages with clients through:
  |              Consulting Mediation Management  |     Accross all insurance sectors   |     Close proximityto our clients throughour local network   | 
 
Key figures for Gras Savoye:
        1 900 Colleagues in France   |         16 000 Business Customers of all sizes   |         More than 30 locations in France   | 
 
 
Gras Savoye: a unique regional network
Key figures for Gras Savoye:                     - 5 400 local authorities and public entities
 - More than 350 000 employees of the Territorial Public Service
 - 150 banks and financial institutions
 - 45 000 private practitioners in legal and healthcare
 - More than 1,5 million healthcare beneficiaries in France
 - Several million consumers insured by BBC contracts
  	 | More than 30 locations in mainland France and overseasMore on Gras Savoye www.grassavoye.com | 
Willis Towers Watson: 4 Business Segments
    Human Capital and Benefits
High-performing institutions cultivate and grow talent, carefully balancing costs and rewards. From employee benefits to executive compensation, we take a rounded perspective, based on leading-edge thinking, data, analytics and software, unearthing new ways to motivate people, foster well-being and implement solutions that work.
    INSURANCE BROKERAGE
    SAVING SCHEMES
     EMPLOYEES BENEFITS
    TALENT MANAGEMENT
     HUMAN CAPITAL
     HIGH_PERFORMING ORGANIZATIONS
    EXECUTIVE COMPENSATION 
    WELL-BEING 
     GLOBAL REWARD
    PERSONAL RISK BENEFITS 
    WELFARE PROVISIONS
    HEALTHCARE 
    COST SAVING 
    THIRD_PARTY ADMINISTRATION
ADVISORY     PUBLIC ENTITIES’ EMPLOYEES BENEFITS
    HEALTH 
    RETIREMENT 
    HUMAN RESOURCES CONSULTING
 
Corporate Risk and Broking
We know how companies can unlock potential through effective risk management. Our clients rely on  us to craft strategies to quantify, mitigate and transfer risk, taking advantage of our specialist industry experience and unparalleled market know-how. The result is a new way of embracing risk that drives superior results.
	
    RISK MAPPING
    SECTOR EXPERTISE 
    RISK IDENTIFICATION
    MARKET KNOWHOW 
    EMBRACING RISK 
    MANAGEMENT OF CAPTIVES
    NON_LIFE INSURANCE 
    TRANSPORT 
    FRAUD & CYBER_RISKS
    CIVIL LIABILITY 
    OPERATING LOSSES 
    CREDIT INSURANCE
    POLITICAL RISKS 
    CAR FLEET
 
    SPECIAL RISKS
    AFFINITY PROGRAMS 
    DISTRIBUTION ENGINEERING
    BUILDERS’ RISK INSURANCE 
    RISK MANAGEMENT
    INSURANCE MARKET KNOWLEDGE
    Investment, Risk and Reinsurance
Our sophisticated approach to risk helps clients free up capital. We work closely with investors, reinsurersand insurers to manage the equation between risk and return. Blending advanced analytics with deepinstitutional knowledge, we reveal new opportunities to maximize performance.
    STRATEGIC ADVICE TO RE_INSURERS 
    DATA MANAGEMENT
    NEW OPPORTUNITIES 
    SOPHISTICATED APPROACH TO RISK
    MAXIMIZED PERFORMANCE 
    DATA ANALYSIS
    IMPROVED FINANCIAL PERFORMANCE
    SERVICES TO INSURERS
     INVESTMENT CONSULTING
 
 
Exchange Solutions (United States)
A changing health care landscape creates new opportunities. With our combined understanding of regulation and risk, behavioral insights and technology platforms, we create innovative exchange-based services and solutions that enable people to navigate options with confidence and give employers decision-making peace of mind.
	
    EMPLOYERS AND EMPLOYEES
    OBAMA CARE 
    NORTH_AMERICAN MARKET
    INNOVATIVE SOLUTIONS 
    SOFTWARE
 
    TECHNOLOGY PLATFORMS
    EXCHANGE_BASED SERVICES 
    BROAD CHOICE OF OPTIONS
    COMBINED UNDERSTANDING OF REGULATION AND RISK
    BEHAVIORAL INSIGHTS
About Willis Towers Watson
 | Willis Towers Watson (NASDAQ: WLTW ) is a leading global advisory, broking and solutions company that helps clients around  the world turn risk into a path for growth. With roots dating to 1828, Willis Towers Watson has 39,000 employees in more than 120 territories. We design and deliver solutions that manage risk, optimize benefits, cultivate talent, and expand the power of  capital to protect and strengthen institutions and individuals. Our unique perspective allows us to see the critical intersections between talent, assets and ideas — the dynamic formula that drives business performance. Together, we unlock potential.  Learn more at willistowerswatson.com | 
    GRAS SAVOYE, a Willis Towers Watson Company
Head Office: Building Quai 33, 33/34 quai de Dion-Bouton I CS 70001 I 92814 Puteaux Cedex. Tel: +33 (0) 1 41 43 50 00. Fax: +33 (0) 1 41 43 55 55. http://www.grassavoye.com. Company (société par actions simplifiée)with a capital of 1 432 600 euros. 311 248 637 RCS Nanterre. N° FR 61 311 248 637. Intermediary registered on theRegister of Insurance Intermediaries (ORIAS) under N° 07 001 707 (http://www.orias.fr). Gras Savoye is under the controlof the ACPR (Autorité de Contrôle Prudentiel et de Résolution) 61 rue Taitbout 75436 Paris Cedex 9.
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23/03/16
willistowerswatson.com